All insurance adjusters are not created equal. This means that, depending on their knowledge, attention to detail, or simply how busy they were on the day of inspection, the adjuster may or may not itemize all the repairs you’re entitled to. Anything the adjuster fails to document will lower the settlement amount that the insurance company gives you. What you may not realize is that you don’t have to accept the first settlement offer that the insurance company provides. You can enlist the help of a contractor adviser to provide a real estimate of what it will take to perform the repairs and submit that estimate to the insurance company.
We have a complete understanding of every line item on insurance settlement quotes, so we’ll know right away if the insurance company failed to consider a certain aspect of the repair when deciding how much they’re going to pay. We’ll make sure a rookie or overworked adjuster doesn’t underestimate how much it will actually cost to make the necessary repairs or completely miss something that you’ll need to fix in the future. In many cases, we’ve helped our clients get settlements that were thousands of dollars more than what the insurance company originally offered. No matter what, we’ll work hard to make sure you get a fair and complete settlement.
It’s not uncommon for you to have storm and hail damage, but the insurance adjuster will wrongly categorize it as some other type of problem. Storm damage is generally covered by insurance, so if any part of it is overlooked, that could lower your settlement amount. At Tom Sawyer Roofing & Construction we work on metal, commercial and residential roofs every day, and know what they look like in every type of condition. And, with a licensed insurance adjuster on the team, we know storm damage when we see it. With our knowledge, we’ll make sure that no storm or hail damage is overlooked, so you can get the settlement amount that you deserve.
Whether you’ve filed an insurance claim before or if this is the first time, it can feel overwhelming. The insurance company may bombard you with a bunch of terms that you may not understand, and it can feel like a whirlwind trying to make sense of your specific policy, deductibles, settlements, and more. The good news is, we’re here to help. We’ll explain every detail of the insurance and repair process in simple, easy-to-understand language and answer all of your questions – that way you can make sense of what’s happening every step of the way.
When you need roof repairs, we’re a full service operation. This includes everything from providing a repair cost estimate, helping you through the insurance process, performing the fixes, and so many other services in between. We are experts in roofing repairs and can handle any new installation for commercial, residential and metal roofing. Through our years of successful work, we’ve developed techniques that allow us to significantly reduce the time it takes to complete roofing projects. We take pride in being at the top of our industry and have a variety of credentials to back up our reputation, including having HAAG certification and being members of the National Roofing Contractors Association (NRCA).
One of the most valuable things you can have in any stressful situation is peace of mind that things are being handled properly. This is what we offer. We’ll represent you during the insurance claim process and help return your roof to how it was before the damage occurred (if not better). With our high level of expertise in this area, you can rest easy knowing that you have someone on your side who will make sure you aren’t short changed by the adjuster, and when it’s time for repairs, you can feel confident that we’ll get the job done right and give you the most value for your money.
If your insurance policy doesn’t cover the particular damage that you’re dealing with, we’re still happy to work with you and provide options that fit within your budget. Commercial and residential roofs alike take a beating every day from the elements, which can lead to dents, grime buildup, and loosened fascia and cladding. These unsightly issues can hurt your curb appeal. Not to mention, if you don’t correct even minor structural damage, it will only get worse over time and lead to expensive repairs and possible liability issues.
Preventative maintenance will help protect one of the biggest investments of your property. Basic services like a gutter cleaning and sealing can prevent leaks and eliminate buildup that can cause erosion and rust. Likewise, regular pressure washing can clear away dirt and grunge, which will prolong the appearance of your roof. Although these maintenance services aren’t covered by insurance, they’ll keep your roof in top condition, so when unexpected incidents or severe weather does happen, there will be no debate about when the damage occurred.